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FY 2022 Update – History lessons, Future predictions, Luck or Skill: does it all really matter?

It was a challenging year in many ways, and the stock markets had to digest a significant shift in interest rates, which negatively influenced almost all asset values. 2022 is now over, and I can lock this year up in the far corners of my memory where it becomes history and hopefully sits still and does not come back to haunt me.

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